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  • Insights Into Life PBR Emerging Practices
    principle-based reserves (PBR) practices. Forty direct writers and reinsurers with 80 percent market ... Report, second quarter 2018, shows IUL sales with a primary pricing objective of death benefit, guaranteed ...

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    • Authors: Kevin Carr, Andrew Radel, Chris Whitney
    • Date: May 2019
    • Competency: External Forces & Industry Knowledge; Strategic Insight and Integration
    • Publication Name: Product Matters!
    • Topics: Life Insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Secondary guarantees; Life Insurance>Term life; Life Insurance>Universal life; Life Insurance>Whole life; Reinsurance>Life reinsurance
  • Who Needs Applied Actuarial Research?
    Rob Brown’s review of the interplay between health care costs and pension dynamics. We were exposed to fuzzy ... traditional wholesalers are used, they should be able to direct sales concepts/ideas to specific client situations ...

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    • Authors: Randall Wright
    • Date: Jul 2004
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Actuarial Profession
  • Tax Reform Impacts on Life Insurance Pricing and Profitability
    XXX statutory reserves in excess of the AG48 primary security level will be ceded to a captive reinsurer ... credit. The direct company retains the full XXX tax reserve, which exceeds the AG48 primary security level ...

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    • Authors: Craig Reynolds, Casey Malone, Paul Fedchak, Curtis Matthew Clingerman
    • Date: Jun 2018
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Product Matters!
    • Topics: Financial Reporting & Accounting>Tax accounting
  • Life Insurance Product Development Innovation and Optimization
    products such as a critical illness or long-term care, which provide payouts triggered by a health-related ... existing products and trends in the market as their primary information sources when designing new products ...

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    • Authors: Farron Blanc
    • Date: Mar 2017
    • Competency: External Forces & Industry Knowledge>General business skills
    • Publication Name: Product Matters!
    • Topics: Health & Disability>Critical illness insurance
  • Behavioral Simulations: Using agent-based modeling to understand policyholder behaviors
    annuitize or not annuitize or the exercise of long-term-care rider within an annuity contract) are all essential ... plans, life insurance, annuities and long-term care. Where the policyholder is in his life cycle ...
    • Date: Jun 2014
    • Publication Name: Product Matters!
  • Product Matters! – Issue No. 84 – October 2012
    UL/IUL products with chronic illness and long-term care (LTC) riders as more and more companies begin to ... UL/IUL products with chronic illness and long-term care riders. ... Figure 3: Average Ages, All distribution ...

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    • Authors: Society of Actuaries
    • Date: Oct 2012
    • Publication Name: Product Matters!
  • Profile of a Term Leader
    that have increased prices lower. Without them, direct com- the number of classes they offer to panies ... While the fierce competition among reinsurers and direct companies is contrib- uting to lower term rates ...

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    • Authors: John Tak
    • Date: Jun 1998
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
  • Harnessing BI Tools for In-force Metrics and KPIs
    and interpreting data, Excel often remains our primary tool. We can create dashboards that monitor our ... pricing. The KPIs: While loss ratios were the primary measure of profitability for a group, other components ...

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    • Date: Jan 2024
    • Competency: Results-Oriented Solutions; Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Experience Studies & Data; Technology & Applications>Business intelligence
  • System Peer Review
    contrast, system peer reviews should include a direct evaluation of the code (Figure 2). This situation ... their modeling software. Proper consideration and care should be reflected in the company’s system change ...

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    • Authors: Michael Failor
    • Date: Nov 2016
    • Competency: Professional Values>Practice expertise
    • Publication Name: Product Matters!
    • Topics: Actuarial Profession>Best practices; Technology & Applications>Software
  • Product Development, Product Matters!, Issue 112, April 2019
    principle-based reserves (PBR) practices. Forty direct writers and reinsurers with 80 percent market ... Report, second quarter 2018, shows IUL sales with a primary pricing objective of death benefit, guaranteed ...

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    • Authors: Society of Actuaries
    • Date: May 2019
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Product Matters!
    • Topics: Life Insurance